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Rate Points APR Payment
Conforming 30 Year Fixed
4.375% 0.126 4.444% $0
Conforming FHA 30 Year Fixed
4.750% -0.882 4.733% $0
Conforming VA 30 Year Fixed
4.875% -0.882 4.858% $0
Conforming 15 Year Fixed
4.000% -0.344 4.050% $0
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Testimonials
You helped my husband and I get financing for our first home. We may have stalked you during the entire process, but never not once did you make us feel that we were overwhelming. You answered questions twice, and almost held our hands the whole way! Since then you have helped us re-finance and I don't even think to go to anyone else to ask questions about financing our home. We trust you with our financial lives!
—Andrea P..
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Homebuying Center

We are your local home buying specialists and will find you the best loan at the best rate for your home financing needs and goals, every time.

Prequalification Is Critical
Getting pre-qualified for a loan is critical in today's real estate environment. By going through the loan process prior to signing a purchase contract on a home, you can eliminate all of the obstacles to borrowing without jeopardizing an actual purchase transaction. Once your loan is approved, your real loan closing will be quick and subject only to a satisfactory appraisal and title report on the home.

I Have A Property In Contract
I would like to Apply Online for a loan, or I would like to see some loan options.

I Am Still Looking For A Home
I would like to see some purchase strategies, get pre-qualified to give a letter to my Realtor® or a homeowner, or find more information about the financial process.

5 Factors To Consider Before You Apply For A Mortgage
  1. Does your lender offer you a lowest closing cost guarantee in writing? Ask about ours.
  2. In a hurry? We can close in as little as 30 days. Just say the word, and we’ll rush your application.
  3. Wondering where to start? Ask one of our loan professionals, we will take the mystery out of the process for you.
  4. Should you refinance? Ask for our free detailed analysis.
  5. Don't know which loan to pick? We will do a side by side comparison for you. Free.
  Residential Home Funding
1100 Route 55 Suite 201
Lagrangeville, NY 12540
Phone (845) 454-6088
Fax (845) 468-7130

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Homebuying Center
Mortgage and lending information for purchase and home buying loans.
Refinance Center
Mortgage and lending information for refinance loans.
Learning Center
Mortgage, lending, and credit information.
Less Than Perfect Credit
Learn how credit scoring works and how you can improve your credit score.
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Construction Loans
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Realtors
Our favorite real estate agents.
Cities we serve
lagrangeville, poughkeepsie, hopewell junction, fishkill, wappingers falls, pawling, carmel, pleasant valley, hyde park, unionvale, poughquag, millbrook, kingston, newburgh, beacon, brewster, kent, mahopac, somers, bedford hills, mount kisco, briarcliff, chappaqua, pleasantville, thornwood, newpaltz, middletown, goshen, highland, warwick, danbury, rhinebeck, redhook, nanuet, tarrytown, armonk, airmont, spring valley, rye, white plains, port chester, greenwich, new city, patterson, beekman
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